Many forms of financial aid are available
to osteopathic medical students,
including scholarships and loans.
Some financial aid is available directly from the
colleges, and many state, local, and national
osteopathic organizations offer scholarships or
loans to students. Osteopathic medical students
also are eligible for a number of federal loan
programs. Financial aid officers at colleges of
osteopathic medicine will have more information.
Many private scholarships have a
“financial need” requirement. In most
instances, students will need to file a
Free Application for Federal Student Aid (FAFSA)
with the government so that their need can be
The National Health Service Corps (NHSC)
is part of the federal Health Resources and
Services Administration’s (HRSA) Bureau of
Health Professions. Students interested in
pursuing careers in primary care and in underserved
areas may find the NHSC Scholarship
Program and Loan Repayment Program to
meet their financial needs for medical school. Learn more about NHSC.
Armed Forces Health Professions Scholarship
Program (HPSP) and Financial Assistance
Programs (FAP) are offered through the U.S.
Department of Defense. They provide funding for
a wide range of medical educational expenses
in exchange for an active duty military service
commitment. The FAP offers financial benefits
to health care professionals in postgraduate
specialty training in exchange for an active duty
service commitment. Applications are handled
by local area military recruiters. Prospective
applicants should meet with a health professions
recruiter for more information. They may
also want to speak with current military physicians
who can provide a fuller perspective on
the practice of military medicine.
AACOM offers scholarships for underrepresented
minority students each
year. The Sherry R. Arnstein Minority
are awarded to both new
and continuing minority students of osteopathic
medicine. The amount of the scholarship varies.
Get more information and application materials.
AACOMAS Fee Waivers
AACOM encourages financially disadvantaged applicants to become DOs. Fee waiver requests must be received and processed prior to submitting an AACOMAS application. Fee waivers are processed by AACOMAS within two to four weeks from the date of receipt, so applicants should take this into consideration when planning submission of their primary application.
To process your application for an AACOMAS fee waiver, you must begin your primary application before submitting your request for a fee waiver. Do not pay and submit your primary application until you have heard from AACOMAS regarding whether your fee waiver has been approved. Your fee waiver will be applied to your application electronically.
As a rough guide, you may qualify for a fee waiver if your annual income level is within the U.S. Bureau of Census’ low-income threshold for your family’s size. The number of fee waivers is limited, however, and financial need does not guarantee a fee waiver. Equally, not everyone who submits a fee waiver application will qualify financially for one.
If you receive a fee waiver, it will cover AACOMAS fees for the first three osteopathic medical college applications. If you wish to apply to more than three colleges, beginning with the fourth designation, you must pay the additional application fee.
The AACOMAS fee waiver is for the AACOMAS
fee only. If you receive an AACOMAS fee
waiver—or if you qualify financially, but apply
after all fee waivers have been awarded—
your name will be forwarded to the osteopathic
medical colleges you designate. The osteopathic
colleges may also grant a waiver of
their supplemental application fee, however,
meeting AACOMAS’ eligibility criteria for a fee
waiver does not guarantee that a waiver will be
granted for the supplemental fee.
To be considered for an AACOMAS fee waiver,
you must include a copy of your most recent
FEDERAL tax return AND the FEDERAL tax
returns of anyone who can claim you as
a dependent. All pages of each document
submitted must be signed and dated by the
applicant. No other documents, including W-2s,
will be accepted.
Learn more about the AACOMAS fee waiver.